Buying your first home is an incredibly exciting time. There's lots to do and some big decisions ahead, but that doesn't mean that it has to be difficult finding a mortgage.

Mortgages for First Time Buyers are no different from any other mortgage, but there can be some great offers from certain lenders out there specifically designed for those stepping onto the property ladder for the first time. These can include; reduced fees, cash back or help towards stamp duty costs, for example.
 
In addition, there are also government backed schemes such as Help-To-Buy which should be considered depending on your own individual circumstances.

Chances are you're probably new to all of this as a First Time Buyer, but you're in safe hands with UrbanSpencer. We'll assess your needs, preferences and importantly your budget, when finding the perfect match for your perfect match!

We'll also ensure that, when arranging the finance for your new home, you also have the correct protection in place. This is to ensure you're able to keep your home should the worst happen.