Have a lump sum you're thinking of investing? An Investment Bond could be the perfect option to watch your savings grow. This Investment Bond is a single premium investment that has no fixed term, but is designed to be held for a minimum of five years. Please be aware that a surrender penalty will apply if cashed in within the first five years.

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These plans are designed for anyone that has a single lump sum they want to invest for a minimum of five years. There is also the added bonus of knowing that if you save for longer than five years, you will be guaranteed a minimum return of your original investment plus 3%.

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Anyone can have a plan, although a parent or guardian will need to complete the proposal form for any child under the age of 11 and their signature required for a surrender for any child under the age of 16.

It is not advisable to invest in this bond if you know at the outset that you will require the money within five years. This bond can be opened in joint names. 

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* This Investment Bond is a great way to invest a lump sum, with the added peace of mind of a minimum guaranteed return of your original investment plus 3% (after five years) plus the potential for annual and final bonuses.

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This is provided through a mutual friendly society that has no shareholders to satisfy therefore all surplus profits are shared with their members. They specialise in offering with-profits policies, which offer greater potential returns by investing in a range of different assets – without exposing your capital directly to the stock market. Invest today for your future financial goals.